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New Hampshire Community Loan Fund
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The New Hampshire Community Loan Fund is a nonprofit CDFI that makes loans to, and on behalf of, people and communities with low and moderate incomes.
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Word count: 1,395 words, Reading time: 5.6 minutes"Microloan Program - As an SBA micro lender, we can provide loans up to $50,000 to help entrepreneurs with working capital, equipment, purchases, and more.Learn More!closeOpen search modalSearchAboutTeamCareersMedia LibraryFinancialsLoans & ServicesFor Manufactured-home BuyersWelcome Home Loans & CoachingHomebuyer ResourcesFor Manufactured-home OwnersWelcome Home Loans - RefinancingIs Your Park For Sale?For Resident-owned Community (ROCs) ResidentsROC Training and ResourcesList of N.H. ROCsFor Small Business & NonprofitsSmall Business Loans & CoachingBusiness MicroloansCommunity-Driven Economic Empowerment (C-DEE)For Small Towns & MunicipalitiesEnergy SolutionsEnergy Solutions LendingImpactImpact StoriesAnnual ReportsImpact MapPolicy & AdvocacyResourcesResource LibraryNews & InsightsInvestDonateenenptfresMenuenenptfresCloseAboutOpen About dropdownTeamCareersMedia LibraryFinancialsLoans & ServicesOpen Loans & Services dropdownFor Manufactured-home BuyersWelcome Home Loans & CoachingHomebuyer ResourcesFor Manufactured-home OwnersWelcome Home Loans - RefinancingIs Your Park For Sale?For Resident-owned Community (ROCs) ResidentsROC Training and ResourcesList of N.H. ROCsFor Small Business & NonprofitsSmall Business Loans & CoachingBusiness MicroloansCommunity-Driven Economic Empowerment (C-DEE)For Small Towns & MunicipalitiesEnergy SolutionsEnergy Solutions LendingImpactOpen Impact dropdownImpact StoriesAnnual ReportsImpact MapPolicy & AdvocacyOpen Policy & Advocacy dropdownResourcesOpen Resources dropdownResource LibraryNews & InsightsInvestDonateOpen search modalSearchNew Hampshire Community Loan Fund | Neighbors Investing in NeighborsNeighbors Investing in NeighborsWe provide people and communities with loans, coaching, and guidance that enable them to become economically secure.Our ImpactQuick Links2025 C-DEE Awards RecapTraining for Resident-owned CommunitiesMicroloans for Small Businesses and NonprofitsMake a Mortgage PaymentFocus AreasFrom helping you purchase a manufactured home, to strengthening small businesses and nonprofits, and supporting entire towns as they work to secure financing, our services support the security and growth of people and communities.Affordable HomesLoans and support for manufactured-home buyers, homeowners who want to refinance or make home improvements, and developers building multi-family housing.Resident-owned CommunitiesLoans, coaching, and advice for manufactured-home owners whose park is for sale or already live in a resident-owned community (ROC).Small Businesses & NonprofitsCustomized loans to strengthen and expand local businesses and nonprofits, including farm and food producers and childcare centers.Small Towns & MunicipalitiesAssisting towns and municipalities in planning for economic development by securing funding and implementing projects per funder rules and regulations.Who We ServeAnnual ReportOur 2024 Annual Report2024 was a meaningful and inspirational year working with investors, borrowers, and partners across New Hampshire, Vermont, and beyond to build stronger communities and help people achieve their dreams. Find out how we’re moving forward into our next chapter in our Annual Report.2024 Annual ReportMeasurable ResultsWe affect lives across the state. If you live in New Hampshire, it’s 99.9% likely that you live within 10 miles of a Community Loan Fund borrower.11k+Affordable homes saved or preserved across the state650+businesses supported over our 40-year history61MULTI-FAMILY HOUSING DEVELOPERS SUPPORTED81NON PROFITS AND CHILDCARE CENTERS SUPPORTEDPersonal ImpactOur impact stories go beyond the numbers and introduce you to some of the people we have had the honor to work alongside.Small BusinessesMill Village Country Store in Stoddard Keeps Their Doors OpenHow do you keep your store going when the floor’s about to collapse?Read MoreBuying a Manufactured Home, ROC-NHTony and Rose: It's Great to be HomeRetired couple Tony and Rose Stoia struggled to afford a home when Rose’s severe pine allergies forced them to relocate.Read MoreGrant Writing and Project Management, Small Businesses, Local FoodShort Creek Farm: Supporting a Local Business in Ways Large and SmallAs Short Creek Farm grew, they needed capital — to develop products, increase production, and to scale up in a big way that also helps other small farmers.Read MoreSmall Businesses, Local FoodSunfox FarmLending to Sunfox Farm for their food truck means more to us than just a business loan. It’s creating an asset for an entire community that connects neighbors, friends, and families while producing local food and products. Read MoreAll StoriesWhy InvestWhen you invest with us, you have the opportunity to receive a combination of financial and social returns — wins for both you and the community.We've always been guided by relationships and faith in regular people. Seventy-seven percent of our investors are individuals and we have a 100% investor repayment record. In addition to an established record of supporting entrepreneurs, we invest in local renewable energy aimed at empowering homeowners and businesses to be self-reliant.Founders of the ROC model, we are recognized nationally as innovators in the preservation and financing of affordable manufactured homes.Learn MoreService AreasOur neighbors-investing-in-neighbors model is aimed at building stronger, resilient, and more self-reliant communities, improving the lives of people throughout New Hampshire, and serving as a model across the U.S.Manufactured-home LoansFixed-rate residential mortgages to help you purchase a manufactured home, refinance your current mortgages, or make repairs or improvementsLearn MoreResident-owned Community SupportLoans, coaching, and advice for resident cooperatives to help you hold onto your manufactured homes in a supportive communityROC ResidentsSmall Business and Nonprofit LoansFlexible funding to help you expand or improve your business or nonprofit paired with repayment coaching and advice.Learn MoreSmall Town and Municipal Grant WritingAssistance for governments and municipalities of small towns in writing trust, government, corporate, and foundation grantsLearn MoreManufactured-home Owners: Buy Your ParkLoans, coaching, and advice to help manufactured-home owners set up a cooperative to buy and manage your parkLearn MoreAffordable Housing Development LoansPre-development loans for assessing development opportunities, bridge financing to assist in property acquisition, and project financingLearn MoreEnergy SolutionsInnovative solutions, loans, and advising to help ROCs, small businesses, and nonprofits address energy efficiency, costs, and resilienceLearn MoreWho We ServeThey give you way more than just a loan. They coach you. It was a relief to have someone to talk to about the business.Ahmad AissaOwner, Aissa SweetsRead MoreWith the Community Loan Fund, the work is so vital, and the payoff is happening every day. That’s what impact is.Joe KeefeImpax Asset ManagementThe partnership with NH Community Loan Fund has been amazing and contributed to our goal of making food accessible in communities.Mukhtar IdhowExecutive Director of the Organization for Refugee and Immigrant Success (ORIS), which oversees borrower Fresh Start FarmsRead MoreI immediately thought you were different. When we talked it was about: What does your business need? I got a sense that there was a partnership beyond just a financial partnership.Gail SomersOwner of Yahso Jamaican Grille, KeeneIf the New Hampshire Community Loan Fund had not made this happen, Keene would not have an entire section of its beautiful city rehabilitated.Bob ElliottFormer staff, Monadnock Economic Development CorporationThe Community Loan Fund brings a sense of possibility and abundance to a part of the population that grew up with a sense of scarcity. We look at what people have, not at what they don’t have. We adapt ourselves to what people can do.Julie EadesNew Hampshire Community Loan Fund, Founding PresidentNews & InsightsThe latest on affordable housing, community lending and investing, our impact, and other stories about the inspirational people we work with in New Hampshire.Press ReleaseThird Time’s the Charm for Cotton Farm Village Cooperative as Residents Purchase ParkThe residents of Cotton Farm Village Cooperative in Danville celebrated the purchase of their manufactured-home park on June 14 with a community cookout and ribbon cutting. N.H. Community Loan Fund 6/18/2025Read MoreArticleHB 685 ends unfair curbs on manufactured homesSupport for HB 685 is support for well-built, aesthetically pleasing homes that will help ensure everyone in New Hampshire has the opportunity to achieve the American dream of homeownership. Steve Saltzman 6/3/2025ArticleNew Hampshire Community Loan Fund Helps Create Roadmap for State’s Food and Agriculture SystemsThe Community Loan Fund’s Food Systems Business Resource Specialist, Charlene Andersen, was the lead author for the “Access to Capital” brief, one of 27 briefs that were created as part of the strategic plan. N.H. Community Loan Fund 5/29/2025Press Release37 Small Business Owners Receive Capacity-Building Grants from New Hampshire Community Loan FundThe New Hampshire Community Loan Fund awarded 37 entrepreneurs from across New Hampshire with capacity-building grants totaling $100,000 on May 21 as part of the Community-Driven Economic Empowerment (C-DEE) program. N.H. Community Loan Fund 5/28/2025View AllInvest in Your CommunityGet the details on how to become an impact investor and put your funds to good use helping your neighbors and your community.InvestDonate to Our MissionYour donation helps fund our work as a resource for the dynamic communities and people we have the honor of serving.DonateStay Up to DateSubscribe to our newsletter to get regular updates on projects, impact, and our latest insights.Email Address*Sign Me Up© 2010-25 New Hampshire Community Loan Fund. All rights reserved. NMLS ID 253893. Licensed by the New Hampshire Banking Department. Equal Housing Lender.Privacy PolicyWebsite Privacy PolicyNotice of Compliance with Civil Rights LawsTerms of ServiceAboutTeamCareersMedia RoomFinancialsList of ROCsLoans & ServicesManufactured-home BuyersManufactured-home OwnersCurrent ROC ResidentsSmall Business & NonprofitsSmall Towns & MunicipalitiesImpactAnnual ReportImpact StoriesPolicy & AdvocacyResourcesInsightsInvestContact UsPartner With UsDonateOpen facebook profileOpen linkedin profileOpen instagram profileopen facebook profileopen linkedin profileopen instagram profile"
This webpage contains over 500 words of content.
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Images on page: 4, Images with alt text: 0, Percentage: 0%
0% of the images on this webpage contain alternate text description tags.
Alternate text descriptions for images allow visually impaired website visitors to still be able to understand the context of an image. All images on a page should contain a brief and relevant text alternative to what the image displays.
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